Specialist knowledge and deep understanding

Our commercial lines insurance team brings knowledge and experience to provide quality insurance solutions and specialist advice and guidance to help businesses around the world feel protected and be more resilient. Our products, distributed through brokers and partners, are as unique as the businesses we serve, offering a breadth of cover from simple to complex. Each product is shaped by our risk management, underwriting and claims teams to give businesses the cover they need to thrive.

With experts in each sector


Designed to suit the specific risks of construction across sectors.

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For all aspects of commercial property in the UK and worldwide.

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Made for the complexities of transporting things from A to B – with protection for cargo, haulage, and shipping.

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Create flexible insurance packages that cover everything that matters most to your client’s business.

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Motor fleet

A range of cover options for business fleets of all sizes, from a few cars to large commercial fleets.

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Expert cover across all types of liability risks, for SMEs right through to global corporations.

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Professional and Financial

Solutions for risks to your business, from crime and cyber-attacks to management protection and professional indemnity.

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Renewable Energy

Tailored cover with expert risk management and best practice recommendations for renewables.

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Accident and Health

Cover for staff travelling overseas on business, before and during their trip.

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Tailored solutions for the unique needs of businesses in the rail industry.

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Charities and Not for Profit

Insurance designed for the specific needs of the charity sector.

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Scottish Bonds

For the specific needs of the Scottish courts.

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All commercial insurance products

Browse a complete list of our commercial insurance products