Commercial Insurance

Client led insurance solutions for businesses of all sizes and complexity within the Construction, Engineering and Renewable Energy sector.

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Specialist knowledge and deep understanding

Our commercial lines insurance team brings knowledge and experience to provide quality insurance solutions and specialist advice and guidance to help businesses around the world feel protected and be more resilient.

Our products, distributed through brokers and partners, are as unique as the businesses we serve, offering a breadth of cover from simple to complex. Each product is shaped by our risk management, underwriting and claims teams to give businesses the cover they need to thrive.

Risk appetite guide

To help and save brokers time, this easy-to-use appetite guide details the positive risk profile, features and trades we consider when underwriting each of our Commercial Lines products.

Disclaimer: The information within this guide was accurate at the time of issuing. Please check with our underwriters as some of the information may have been updated since.

Download guide (PDF, 513KB)

With experts in each sector

Construction, Engineering and Renewable Energy

Client led insurance solutions for businesses of all sizes and complexity in these sectors.


For all aspects of commercial property in the UK and worldwide.


Made for the complexities of transporting things from A to B – with protection for cargo, haulage, and shipping.


Create flexible insurance packages that cover everything that matters most to your client’s business.

Motor fleet

A range of cover options for business fleets of all sizes, from a few cars to large commercial fleets.


Expert cover across all types of liability risks, for SMEs right through to global corporations.

Professional and Financial

Solutions for risks to your business, from crime and cyber-attacks to management protection and professional indemnity.

Accident and Health

Cover for staff travelling overseas on business, before and during their trip.


Tailored solutions for the unique needs of businesses in the rail industry.

Scottish Bonds

For the specific needs of the Scottish courts.

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Our commercial proposition

We offer our knowledge, expertise and a range of specialist services to all areas of business.

Whether you work with large corporations, mid-market or small businesses, we could have a solution that works for you and your clients.

Download guide (PDF, 22.7MB)