All-risks protection, flexible cover

Designed for SMEs as well as UK and multinational corporations, our Contractors’ Plant policy provides all-risks protection for all types of plant and machinery. Our expert underwriters are located across the country and are able to tailor policy wording to your requirements.

A range of options

Own plant and/or hired-in plant
Cover for loss or damage to owned contractors’ plant and/or legal liability for loss or damage to hired-in contractors’ plant and continuing hiring charges.

Hiring out of plant
Cover for owned or hired-in plant that is subsequently hired out to another user.

Own surrounding property and goods lifted
Cover for damage arising out of impact (up to a limit of £10,000).

Immobilised property
Recovery costs for immobilised plant and equipment up to a limit of £25,000.

Theft from unattended vehicles
Recovery costs for immobilised plant and equipment up to a limit of £25,000.

Inventory Plus
Designed for larger fleets of plant on a blanket description basis where the insured submits a list of all plant at quotation stage and renewal. This can result in a premium savings of up to a third.

Excellent service, fast response

Telephone Magenta

Dedicated phone lines

It’s always easy to get in touch with us when you need.

Clock Magenta

24-hour response

Quotation enquiries receive a response within 24 hours.

Checkbox Magenta

Bespoke solutions

Our expertise means we can tailor cover to suit the specific needs of each business.

A fast, effective claims service

Get a fast response

With a notification within three hours, and an action plan within 48 hours, we put next steps and agreed progress updates in place, fast.

Stay involved

We work closely with you throughout the life of a claim. We ensure claims handling is tailored appropriately at all stages.

Know who to talk to

One person manages your claim from start to finish – so they know exactly what’s going on, and you know who to call.

Get it settled

We always focus on settling claims as quickly and fairly as possible.

Claims information for construction, engineering and renewables

Fast and efficient claims handling when you need it most – for the construction, engineering and renewable energy sector.

    • Fast, efficient service and impartial advice to agree the best course of action for each claim.
    • Face-to-face, on-site assessments carried out by specialist construction adjusters.
    • Our LAS team has instant access to RSA underwriting teams and policy details, enabling them to make quick claim decisions and authorise prompt claims payments to customers to help with cash flow for their business.


    • Claims above a certain size and complexity need a different, often project managed approach, so our large and major loss claims handling team is made up of our most experienced claims specialists.
    • The team have the skills to manage major events and protect your customers’ financial and reputational interests. 
    • We work with you and your customers to plan for serious losses with potential high impact to their business.
    • Our technical claims specialists will consider a potential high impact loss scenario, discuss how the policy may respond in the situation, what action we as an insurer may take, and if necessary what risk controls could be taken to prevent the incident ever taking place.

Business appetite

  • Examples we target and are at our most competitive in include:

    • General construction contractors
    • Groundworks contractors
    • Civil engineers
    • Specialist plant hire companies

Downloads and documents

View and download our leaflet, checklist and wording documents.

Contact us for a quote

To find out more and get a quote, speak to our underwriting specialist in your region. They’ll be more than happy to answer any questions and can make fast decisions.

Richard Hampson

Underwriting Leader, South

T 07768 143 084

Iain Geekie

Underwriting Leader, North

T 07771 975 081

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