Small Businesses

We understand what small businesses need, and design flexible, quality products to fit. Get fast and efficient e-traded cover for your clients, for everything from Profin to cargo.

Simple processes and useful tools

Everything is handled online, so you can quote and bind policies for your customers whenever it suits you. We also provide online risk advice guides for a wide range of product sector issues.

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Products you can rely on

We’ve developed a range of products specifically for the needs of SME customers, including cover for property, motor, professional indemnity, D&O, tradespeople and more. We also offer combined packages for comprehensive cover for a wide range of business needs.

Each product is designed by experts and available to e-trade on RSA Online, plus Acturis or iMarket – giving you access to top-quality cover, whenever and wherever you need it. For more complicated needs, you can trade through our regional teams.

Explore our e-trade products

Discover our range of high-quality packaged products that are available to submit online.

Business Combined

Commercial insurance for a wide range of SMEs, including cover for liability, business interruption, buildings and stock.


Cover for commercial and residential property owners which generate a rental income. It’s suitable for portfolios of up to 20 properties.

Offices (incorporating Health & Medical)

Including cover for accountants, solicitors, doctor & dentist surgeries, and veterinary clinics.

Shops (incorporating Hair & Beauty)

Cover for buildings, contents and stock of up to £2.5m. Covers hair & beauty cafes and coffee shops, stores, grocers and takeaways.

Tradespeople and Homeworkers

Products include public & product liability, legal defence costs, tools and equipment.

Pubs, Restaurants and Hotels

For hotels and inns up to 20 rooms, restaurants, and wine bars up to four premises.

Management Protection

Flexible cover to protect directors and officers against personal liability, for non-profits and private limited companies with up to £100m turnover.

Professional Indemnity combined

PI insurance to protect businesses that provide advice and services, including accountants, consultants, media and IT professionals, engineers and surveyors.

Cargo eSolutions

Marine cargo insurance for UK-based businesses, with annual or single transit cover for import, export and transit in the UK.

Haulage eSolutions

Liabilities cover for haulage companies and couriers with up to 10 vehicles. Can include cover for UK & EU, loss or damage to goods, and temp-controlled cargo.

Transit eSolutions

Transit insurance for small businesses and tradespeople in the UK, including cover for materials, tools and equipment.

Mini Fleet motor insurance

Motor insurance for businesses with 2-15 vehicles, including cars, vans, trailers, forklifts and trucks up to 44 tonnes.

Man in call centre in Peterborough office

Backed by our risk management and claims service

Everything we do for SME customers is designed to keep them safe to thrive – which includes useful risk advice and a fast, efficient claims service. Because we know how important it is for small businesses to get back on track, fast. It’s all part of the RSA difference.
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Your questions answered in minutes

If you need help to set-up your e-trading capability, we have specialist consultants on hand to get you going. You can talk to us on the phone, or use our live chat function for instant access to our underwriting teams and a swift response to any questions you have.