Business Interruption – FCA test case

For information about the outcome of the FCA’s test case into how insurance policies respond to business interruption claims as a result of Covid-19 please visit this page.

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Far-reaching cover, worldwide

Our cargo policies provide comprehensive cover for a wide range of businesses that transport goods within the UK and worldwide. It can be extended to provide storage cover as required and declared, including when stored in the assured’s own or third-party premises. We offer two types of marine cargo insurance policies for your clients:

Cargo Throughput solutions

Our bespoke policy, written in plain English as an easy-to-understand alternative to marine cargo policies that incorporate Institute Cargo Clauses (which can be difficult for clients to decipher).

Simply cargo

Our traditional Marine Cargo product with cover built around Institute Cargo Clauses. Cover is available for any movement and storage of goods.

The RSA difference

Cogs Magenta

Deep expertise

Our team has years of experience in marine insurance – covering everything from UK-based SME cargo to complex global operations.

Network Magenta

Products designed for needs

We designed our marine insurance products to meet the specific demands of the industry – so you only ever get the cover you need.

Safetyhat Magenta

Effective risk management

Helping businesses manage their risks lies at the heart of RSA: we work with businesses of all kinds to put them in the best possible position.

Business appetite

We’re able to cover most goods – see below for those we can’t.

  • We provide cover for most goods. There are few risks we don’t write – or write only rarely as a small part of a wider portfolio – which include:

    • Specie risks
    • Bullion, precious metals, household and personal effects
    • Fine art
    • Stock in isolation

An expert claims service

A team of specialists

When things go wrong, you get a highly experienced team on the case, working to minimise disruption and get things back on track quickly.

A global network

Our marine claims adjusters work with a global network of claims agents and surveyors – so we can respond fast, wherever the claim is.

A strong partnership

We work closely with you and all parties involved, moving the claim to resolution as quickly as possible.

Downloads and documents

View and download policies, fact sheets and more.

Contact us for a quote

For more information and to get a quote, speak to one of our underwriters in your region. They’ll be more than happy to answer any questions and can provide you with fast decisions. 

Chris Caldwell

Senior Underwriter, Midlands and South

DD 0121 600 1704 christopher.caldwell@uk.rsagroup.com

Chris Parr

Senior Underwriter, Midlands and South

DD 0121 600 1718 christopher.z.parr@uk.rsagroup.com

Ian Smith

Senior Underwriter, North and Scotland

DD 0161 235 3816 ian.smith@uk.rsagroup.com

Jon Ryle

Senior Underwriter, North and Scotland

DD 0161 235 3807 jon.ryle@uk.rsagroup.com

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