Group personal accident and business travel insurance

Cover for organisations and their employees.

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Policy documents

What is group personal accident and business travel insurance?

Our group personal accident and business travel insurance can make it simple to provide comprehensive cover in a single policy. It's designed to give organisations and their employees reassuring protection.

We help organisations fulfil their duty of care - protecting people, assets and operations across the world. At the same time, our cover gives employees valuable extras that may help enhance their emotional and physical wellbeing, at home and abroad.

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What's covered under a policy?

Here are some of the things our Personal Accident and Business Travel Insurance includes:

Medical, travel and security access
24-hour virtual GP access and Second Medical Opinion
MyStrength wellbeing app

Death from natural causes
Crisis Management

An Accident and Health claims team you can rely on

Our in-house claims team aim to provide an efficient service to help your customers get back on track.

Effective claims solutions

We partner with you to deliver a specialist claims handling experience tailored to your needs

Direct access to our UK-based claims team for specialist advice and support
A dedicated claims handler will manage each claim from start to finish
Every claim acknowledged within 48 hours. Clear action plan agreed to ensure prompt progress

Express claims handling

We aim to resolve smaller claims as quickly as possible, when the following details are provided:

Policy information. This includes a valid policy number and policyholder's name
Circumstances of the loss. We'll need to know what happened and where. This includes details of the insured journey where the loss occurred
The details and value of items being claimed
Payee details
Claimant details

On-demand claims management and travel assistance

Our customisable claims system for Accident and Travel claims provides bespoke reports, so customers can access regular updates
Our partner, Healix, provides customers with 24/7 access to security and medical experts for managing travel risks
Customers can download our Travel Assistance app for essential guidance and alerts on global medical and security risks

Contact our team to make a claim

Open to a wide range of business

We have a broad appetite for risk, from mid-market business to large multinationals. This makes it easier to place a wider range of business with us. Our appetite guides contain in-depth information into the risks we cover.

Target customers

Most professions, trades and industries can be considered, including:

Charities

News and media
Professional and amateur sports
Affinity risks

Discover our Group Personal Accident and Business Travel Quick Quote

Aiming to help you offer your customers quick, tailored cover

Simplify and streamline the needs of your customers

In today’s interconnected world, many smaller businesses need cover that moves as quickly as they do. As a broker, you need a service that can help you serve agile businesses. Flexible, tailored products that support their people in what they do.

Streamlined for you and your customers.

Our Group Personal Accident and Business Travel Quick Quote aims to quickly offer tailored cover that fits your customers’ unique needs. Built for businesses with a wage-roll of up to £2.5 million who take up to 200 trips per year, it offers a wide range of policy benefits.

How our Group Personal Accident and Business Travel Quick Quote works

1. Select your cover

Select the type and amount of cover required using the application form.

Download application form

2. Email us your completed form

Email us your application form for our team to review. If approved, providing it meets with the pre-defined acceptance criteria, they will be covered once their application is received.

3. Get covered

Post-approval, we’ll issue policy documentation to you, so you can share it with your customer. Now, they can enjoy tailored cover built around their unique needs.

Healix - our medical and security assistance provider

Providing security and medical support across the world. Employees have the reassurance they'll be looked after in the event of an accident or illness.

Benefits of Healix:

Healthcare and risk experts are available 24/7 to manage any situation, provide support for employees and, if necessary, evacuate them

Global network of hospitals and clinics

Settle bills directly, providing cost containment for the organisation

Medical and travel assistance highlights:

Emergency medical assistance, including repatriation and guarantee of payments

Non-emergency assistance, including referrals and general health information

Travel assistance services, including documents and baggage assistance, emergency cash advance, and vehicle rental return

Security assistance

Healix's global security operations centre actively monitors volatile areas, and provides informed advice. In the event of social unrest, terrorist incidents or cases of arrest or detention, they quickly coordinate action plans to ensure safety.

Rapid assistance during a crisis

Around-the-clock access to emergency security assistance and advice. This is delivered by a specialist team of regional experts.

Evacuations

Healix makes all the necessary arrangements for the employee to be moved to a safe haven. They'll also settle all bills directly.

Mayday contact monitoring

Healix is alerted to an employees' request for assistance via the RSA business travel app.

Man stood at side of desk in RSA London office

Health and wellbeing services when employees need them most

With our cover, Right Time Health, UK-based employees have access to life-changing health and wellbeing services:

Best of all, these benefits are available to employees and their immediate family every day. It's not only reassuring and convenient, it can be lifesaving.

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Helpful resources

We have some resources to help employees feel prepared for business trips, and to support their emotional and physical wellbeing

myStrength wellbeing app

This app provides in-the-moment coping tools for emotional challenges, and lets the user create a tailored plan.

Highlights

Support to help improve mood, deal with anxious thoughts, handle stress, improve sleep, navigate early-parenting and more
24/7 access online or via the mobile app
Hundreds of evidence-based activities, articles and videos
Integrated chat support with a myStrength guide

Download app (Google Play or App Store)

RSA travel assistance app

This app helps to plan ahead with key security information and keeps them connected with safety alerts.

Highlights

Activate an emergency 'Mayday' function in a crisis
Manage a country watch list to receive alerts for specific destinations
Access advice to travel security e-learning modules for duty of care
Securely store key documents such as passport, insurance and travel visas
Submit a travel claim or proof of cover note to support travel when a visa is required

Download app (Google Play or App Store)