Commercial Combined
Flexible packaged cover for UK-based businesses with a turnover of between £5 million and £50 million.
All the essentials, plus options
Our Commercial Combined product is designed to flex to your client's business needs. It includes compulsory property damage cover, with options to add business interruption, terrorism cover and more.
To get a quote for a Commercial Combined package, you'll need to get in touch with your usual RSA representative.
Create the combined package you need
Our Commercial Combined cover includes compulsory property damage cover. If your client's business needs it, add business interruption and terrorism. You can then add at least 2 further covers to make up the combined package:
- Employers' liability
- Public products
- Goods in transit
- Legal expenses
- Computer cover
- Loss of liquor license
- Machinery breakdown
- Money
- Deterioration of stock
- Personal accident cover
- Fidelity (employee and third-party fraud)
Why choose RSA
Deep expertise
We have more than 300 years of commercial property experience for all types and sizes of businesses.
Bespoke solutions
Our expertise means we can tailor cover to suit the specific needs of each business.
Reliable, efficient claims
Our in-house claims team are fast and responsive – so when you’re due a claim, you get it as quickly as possible.
Help when you need it
To make sure you get the best out of our service, our underwriting team is always happy to help.
Our appetite
We designed this product with specific sectors and types of business in mind:
- Retail
- Wholesale and distribution
- Offices (turnover up to £100 million)
- Recreational and leisure
- Manufacturing
Positive risk features:
- UK-based companies with no overseas locations
- Premises-based exposures with up to 20 UK locations
- Good risk management and claims experience
- Committed to risk management and risk control, at owner or board level
- Annual turnover between £5 million and £50 million
Get an expert claims team on your side
We understand the impact a claim can have on your customer's business. That's why we have a 24-hour claims helpline.
Our dedicated teams will provide a fast and efficient claims service to get people and business back on track as quickly as possible.
Downloads and documents
Find out more about the key features of our Commercial Combined policy.
Detail about property claims, from express claims handling to our in-house loss adjusting service.
A comprehensive guide for preparing your business before, during and after a flood.