Clearchoice home insurance

Comprehensive home insurance backed by fast, efficient claims. Clearchoice covers buildings and contents, and brokers can buy on popular software houses.

Excellent product, exceptional service

Clearchoice is our standard e-Traded home insurance product, honed over many years to provide flexible cover that suits almost all households – with up to 95% eligibility.

Exceptional claims team

Our claims team sets this product apart: we manage the entire process end-to-end, and aim to resolve every claim as quickly and efficiently as possible.

Strong appetite

With 95% eligibility, this product spans a huge section of the market – and is suitable for most home insurance customers.

Competitive pricing

We’re focused on delivering great value to your customers and the right level of commission for you as the broker.

Flexible trading

e-Trade this product with Full Business Cycle EDI functionality through the most popular software houses.

Extensive cover, plenty of benefits

Clearchoice offers significant levels of cover as standard and includes the option to add extras and adjust excess amounts, to suit your customers’ needs.


  • Standard buildings cover up to £1,000,000
  • Trace and access up to £5,000 as standard
  • Up to 20% of sum insured for alternative accommodation


  • Standard cover up to £75,000
  • High risk items total limit of £25,000
  • Contents in garden up to £2,000

All policies

  • 24-hour Home Emergency Assistance helpline and call-out up to £250 for any one claim
  • Home Care Service, covering items like lost key replacement and damaged shrubs and trees
  • £250 escape of water excess

Optional extras

  • Accidental damage for both buildings and contents
  • Unspecified personal belongings, including pedal cycles up to £500
  • Specified personal belongings/valuables over £2,500
  • Legal expenses cover up to £50,000

Discounts available

  • Up to 25% no claims discount
  • Reduction for taking both buildings and contents together
  • Increasing voluntary excess amounts

e-Traded home insurance with the RSA difference

Easy to trade

Along with excellent underwriting and sales support, we offer FBC EDI enabled products.

Dedicated trading team

Our regional expertise builds strong relationships and helps you to grow your business.

Expert underwriters

Our specialist team of underwriters are available to talk through any specific risks or questions you may have.

Fast, efficient claims

Our claims team is experienced and responsive – acting quicky and decisively when you need it most.

Downloads and documents

View and download policies, application forms and more.

Get a quote online

This product is available on the most popular software houses – search for ‘RSA – Clearchoice’.

Any questions?

Our specialist teams are here to help.

Personal Lines Intermediated Broker Account Management Team