Clearchoice home insurance

Comprehensive home insurance backed by fast, efficient claims. Clearchoice covers buildings and contents.

Clearchoice product closure

This product closed to new business on 1 June 2024 and to renewals from 1 July 2024.

For existing policies, you should have received a communication before the renewal date to remind you it won't be renewing. Please refer to our FAQs at the bottom of this page for more information.

What Clearchoice covers

Clearchoice has a standard level of cover, with the option to add extra items.

Included as standard:


  • Standard buildings cover up to £1 million
  • Trace and access up to £5,000
  • Up to 20% of sum insured for alternative accommodation


  • Standard cover up to £75,000
  • High risk items total limit of £25,000
  • Contents in garden up to £2,000

All policies

  • 24-hour Home Emergency Assistance helpline and call-out, up to £250 for any one claim
  • Home Care Service, covering items like lost key replacement and damaged shrubs and trees
  • £250 escape of water excess

Optional extras

  • Accidental damage for both buildings and contents
  • Unspecified personal belongings, including pedal cycles up to £500
  • Specified personal belongings/valuables over £2,500
  • Legal expenses cover up to £50,000

Downloads and documents

View and download policies, application forms and more.

Contact us

Get in touch with a member of our team.

Clearchoice product closure FAQs

To save you time, we’ve updated our FAQs. These are intended to provide helpful answers to any questions you may have. They should be read alongside the conversations you have with your customer.

If you have any specific queries that are not answered in the FAQs or need any help or support, please contact us.