Professional indemnity insurance

Our standard cover provides cover for civil liabilities (including liability for claimant’s costs and expenses) incurred in connection with the conduct of professional business, including:

• Breach of professional duty
• Liability for dishonest acts
• Libel and slander liability for damage to documents
• Infringement of intellectual property rights
• Adjudication and arbitration awards
• Other types of civil liability, such as contractual liability, unless specifically excluded

• Cover for Ombudsman’s awards
• Costs of replacing or restoring documents lost or damaged in transit or in your custody
• Compensation for attendance in court
• Access to our helplines offering advice on legal matters, health and safety issues, tax and VAT concerns and also providing stress counselling

• Employers liability
• Public liability
• Legal expenses (included for no additional costs where the risk satisfies acceptance criteria)

Examples we target and are at our most competitive in include:

• Accountants
• Business and management consultants
• Engineers
• IT and media professionals
• Surveyors