Business Interruption – FCA test case

For information about the outcome of the FCA’s test case into how insurance policies respond to business interruption claims as a result of Covid-19 please visit this page.

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Great professional insurance made simple

From freelancers to established management consulting firms, anyone offering professional services risks claims of negligence when the advice or service given fails to meet client expectations. That’s where we come in – from claims that can range from breach of contract to defamation to IP infringement, at RSA we have the expertise and know-how to make sure your business is covered.

For mid-market businesses

For businesses with a turnover of £1m, our specialist regional underwriters will work closely with you to create the right solution for the business.

For small businesses

For businesses with a turnover of less than £1m, we offer fast and efficient e-Trading – so you can quote and bind trades in minutes.

Clear, concise, competitive

We’ve honed this product to make it easy and efficient to get the Professional Indemnity insurance you need – whether you work closely with an underwriter in your region, or trade online.

Faster decisions

You can get fast, effective decisions by phone or email from our specialist PI underwriting team who have a deep understanding of a wide range of professions. For any queries about e-Trading, you can get a fast response with live chat.

Compelling pricing

We offer simplified PI pricing structure across a wide range of businesses with varying risks.

Extensive cover, plenty of extras

  • Our standard cover provides cover for civil liabilities (including liability for claimant’s costs and expenses) incurred in connection with the conduct of professional business, including:

    • Breach of professional duty
    • Liability for dishonest acts
    • Libel and slander liability for damage to documents
    • Infringement of intellectual property rights
    • Adjudication and arbitration awards
    • Other types of civil liability, such as contractual liability, unless specifically excluded
    • Cover for Ombudsman’s awards
    • Costs of replacing or restoring documents lost or damaged in transit or in your custody
    • Compensation for attendance in court
    • Access to our helplines offering advice on legal matters, health and safety issues, tax and VAT concerns and also providing stress counselling
    • Employers liability
    • Public liability
    • Legal expenses (included for no additional costs where the risk satisfies acceptance criteria)

The RSA difference

Cogs Magenta

Deep expertise

With over 75 years’ experience working in professional indemnity, we provide service you can depend on.

Checkbox Magenta

Bespoke solutions

Get the cover you need with a range of add-ons and extensions to suit the specific needs of each business.

Underwriting Magenta

Underwriting support

Our specialist team of underwriters are available to talk through any specific risks or questions you may have.

Clock Magenta

Fast, efficient claims

Our claims team is experienced and responsive – acting quickly and decisively when you need it most.

Business appetite

  • Examples we target and are at our most competitive in include:

    • Accountants
    • Business and management consultants
    • Engineers
    • IT and media professionals
    • Surveyors

An expert claims service

A team of specialists

When things go wrong, you get a highly experienced team on the case, working to minimise disruption and get things back on track quickly.

Keeping you informed

We work closely with you and all parties involved, keeping you informed at every step and moving the claim to resolution as quickly as possible.

Downloads and documents

View and download policies, wordings, summaries and more.

Get in touch

For large companies or businesses with more complex risks (turnover of over £1m), contact us. 

Edward Ambrose

UK Head of Professional Indemnity

T 07771840209 Edward.ambrose@uk.rsagroup.com

Stewart Obrien

Profin Underwriting Leader - North

T 07825945520 Stewart.obrien@uk.rsagroup.com

Dan Jackson

Profin Underwriting Leader – London and South

T 07341026902 daniel.z.jackson@uk.rsagroup.com

Alison Balfour

Profin Underwriting Leader – Scotland

T 07917263454 Alison.balfour@uk.rsagroup.com

Claire Whittaker

Profin Underwriting Leader – Midlands and West

T 07500835408 Claire.whittaker@uk.rsagroup.com

Buy online

For businesses with a turnover of less than £1m, you can e-Trade quickly and efficiently.

Simply log in to RSA Online and select PI Combined or use Acturis to get a quote.

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