Industry know-how, tailored cover
Each corporate business faces a unique set of liability risks. Our expert industry knowledge and deep understanding of individual customer requirements help us provide only the cover a business needs.
We help you find just the right solution – working closely with businesses to understand the risks they face, and tailoring products to their specific needs.
Types of liability we can include
We offer the following lines of liability insurance:
- Employers Liability – standalone and/or combined with Public & Products Liability. We are especially keen to write ‘reverse flow’ (compulsory EL cover for overseas parented businesses)
- Public & Products Liability – including legionellosis and clean-up costs as standard
Property Owners Liability - PCVA (Abuse) – on a claims-made basis
- Excess of Loss Public Liability/Products
- Crisis management extension – partnered with DWF
- Environmental Impairment Liability – where we write the Public Liability
Managing risks, protecting businesses
Business appetite
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Examples we target and are at our most competitive in include:
- Warehouse and wholesale
- Food and drink manufacturing
- Mechanical engineers, machine and tool manufacturing
- Electronic products and office machinery
- Electrical, plastic and textile manufacturing
- Publishing and printing
- Light assembly and manufacturing
- Unusual risk opportunities
We can offer particularly good deals for:
- Lower footfall exposures
- Businesses that can demonstrate a commitment to quality, safety and the environment with the associated industry accreditations
- Premiums less than £75,000
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Risks we don’t write – or write only rarely as a small part of a wider portfolio – include:
- Tobacco and pharmaceutical
- Tyre and mobile phone manufacturing
- Asbestos exposure
- Abortion and cosmetic clinics
- Demolition and tunnelling risks
A fast, effective claims service
Read how our expert investigations help reduce customer costs.
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- Detail-focused claims experts tracking medical records.
- Using RSA technology to cross-reference claims.
- Coordinating with other stakeholders to keep damages to a minimum.
By combining expert knowledge with the right technology, RSA’s claims team was able to keep damages to a minimum for a liability customer held responsible for a scaffolding accident.
We noticed medical reports from the injured party reported their condition significantly worsening over time, from minor injuries to persistent complications. Our experience of similar claims indicated that this warranted further investigation.
We used our Cache Search to identify that the additional injuries were in fact the result of a new road accident, which the claimant was also claiming for separately. Our claims team were then able to settle the claim with an offer of £5,000 by working closely with medical experts and solicitors, significantly reducing the impact to our customer.
We are leading the fight against industry-wide fraud, using innovative techniques and expertise to identify dishonest claims, reducing the costs for genuine claimants.
View and download policies, fact sheets and more.
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RSA Claims Third Party Liability
PDF 659.4KB
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RSA Claims Slips And Trips
PDF 191.1KB
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RSA - Claim Defensibility Infographic
PDF 305.4KB
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A Guide To Claim Defensibility
PDF 145.3KB
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RSA Claims Employers Liability
PDF 400.7KB
To find out more and get a quote, speak to one of our specialist underwriters in your region.
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Gez McDonagh
Liability Portfolio Leader
gez.mcdonagh@rsa.uk.com -
Stuart Duncan
Lead Trader Motor and Liability
stuart.duncan@uk.rsagroup.com -
Leeds
Jonny McKenna
Senior Liability Underwriter
jonathan.mckenna@uk.rsa.com
ManchesterRichard Prince
Senior Trading Underwriter, Liability
richard.prince@uk.rsa.com -
Andy Pardoe
Senior Trading Underwriter, Liability
andy.pardoe@uk.rsa.com -
Tom Palfrey
Underwriting Leader
tom.palfrey@uk.rsa.com