RSA launches new Design and Construct Professional Indemnity product

Date: 31 October 2023

RSA Insurance has today announced the launch of its new Design and Construct Professional Indemnity (D&C) product, further expanding its market-leading Professional Indemnity and Financial Lines (Profin) offering.

The D&C product is now available to brokers and their clients, via RSA’s Mid-Market business. It is aimed at contractors who are responsible for professional activities and duties, whether it is undertaken by their own design team or department or subcontracted out to the likes of consulting engineers and architects. It also includes firms who undertake design, either directly or through sub-contractors who erect, install, repair or supply.

The D&C product is designed to protect contractors who can be held liable for failing to deliver on their agreed professional activities and duties. It covers damages, claimant costs and the cost of replacing or restoring documents, other expenses or defence costs and protects against a range of issues, including breach of confidentiality, infringement of IP rights, negligence, libel and slander.

The D&C product is the third product launched this year, following RSA’s Pension Trustee Liability product launched in September and the Excess of Loss product in July.

Edward Ambrose, UK Head of Professional Indemnity at RSA Insurance, said:

“Issues such as the Future Homes standard requiring all new homes to produce 75-80% less carbon emissions than homes built under the current Building Regulations, growing requirements to use green sustainable products in construction and an increase in government legislation and regulations, are just some of the factors that are pushing demand for high-quality Design and Construct Professional Indemnity cover.

“Our Professional Indemnity strategy focus is growth through a balanced mix of existing and new professions, facilitating a sustainable underwriting approach for our customers, across economic cycles. The launch of our Design & Construct product, in addition to our Excess of Loss and Pension Trustee Liability launches earlier this year, continues to build out our truly comprehensive, market-leading Professional Indemnity and Financial Lines offering.”



Oliver Hibberd, Senior PR Manager 

Tel: + 44 7917 052 467 


Notes to editors

About RSA Insurance 

RSA Insurance is a multinational insurance group. We are one of the world’s oldest general insurers. We provide peace of mind to individuals and protect small businesses and large organisations from uncertainty. We use our capabilities to anticipate and improve outcomes for customers by our direct channel, our broker relationships or partner organisations. We have established businesses in the UK, Ireland and continental Europe. 

In 2021, the former RSA Group Plc came under new ownership and is now a wholly-owned subsidiary of Intact Financial Corporation.

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