Excellent product, exceptional service
Clearchoice is our standard e-Traded home insurance product, honed over many years to provide flexible cover that suits almost all households – with up to 95% eligibility.
Extensive cover, plenty of benefits
Clearchoice offers significant levels of cover as standard and includes the option to add extras and adjust excess amounts, to suit your customers’ needs.
Buildings
- Standard buildings cover up to £1,000,000
- Trace and access up to £5,000 as standard
- Up to 20% of sum insured for alternative accommodation
Contents
- Standard cover up to £75,000
- High risk items total limit of £25,000
- Contents in garden up to £2,000
All policies
- 24-hour Home Emergency Assistance helpline and call-out up to £250 for any one claim
- Home Care Service, covering items like lost key replacement and damaged shrubs and trees
- £250 escape of water excess
Optional extras
- Accidental damage for both buildings and contents
- Unspecified personal belongings, including pedal cycles up to £500
- Specified personal belongings/valuables over £2,500
- Legal expenses cover up to £50,000
Discounts available
- Up to 25% no claims discount
- Reduction for taking both buildings and contents together
- Increasing voluntary excess amounts
e-Traded home insurance with the RSA difference
Business appetite
This product is suitable for a wide range of people – see below for our specific target customers.
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Examples we target and are at our most competitive for include:
- Standard buildings cover up to £1,000,000
- Standard cover up to £75,000
Case study
Learn more about how we help customers, even when they’re not covered.
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Looking after our customers’ needs doesn’t just mean paying claims. Sometimes we go a little bit further.
A complex and stressful situation
When a 75-year-old customer suffered loss of oil from an underground pipe under his house, a property outside of his boundary was damaged, and he found himself in a complex and stressful legal position.Reassurance
A member of our claims team contacted the customer to reassure him that a liability claim could only be successful against him if he could be proven negligent; and that in this case there were no grounds for negligence.Clean-up costs, regardless of liability
However, the Environment Agency issued a statutory charge for the clean-up costs, which further complicated the issue. This charge was applied regardless of liability, and could not be reclaimed under the terms of his policy.RSA negotiates to get costs waived
We contacted the Environment Agency with our customer’s permission and persuaded them not to pursue the statutory charge and the costs were waived.Expertise makes the difference
We went the extra mile for our customer, identifying his concerns and using our expertise and negotiating skills to help, even though the costs would have been excluded from the terms of his policy. That’s the RSA difference.
Downloads and documents
View and download policies, application forms and more.
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Clearchoice Policy Wording
PDF 551.2KB
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RSA Clearchoice IPID Buildings and Contents
PDF 75.9KB
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RSA Clearchoice IPID Buildings Only
PDF 280.8KB
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RSA Clearchoice IPID Contents Only
PDF 289.6KB
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PL Home Product Comparison
PDF 91.4KB
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Clearchoice Home Essential Information
PDF 226.7KB
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Stock Order Form Clearchoice
PDF 530.7KB
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Clearchoice Home insurance Application Form
PDF 121.5KB
Any questions?
Our specialist teams are here to help.