Mini Fleet motor insurance

• Unlimited cover for death or bodily injury of any persons (including passengers)
• Loss of or damage to material property up to £20m for cars (£5m all other vehicles)
• Stoppage of or interference with transport up to £1m
• Replacement locks up to £2,000 in the event of keys being lost or stolen
• Legal assistance plan – up to £100,000 for legal expenses related to the recovery of uninsured losses
• Territorial limits of the policy include EU and extended EU countries

• Unlimited ‘new for old’ cover for the cost of a replacement vehicle within 12 months of first registration
• Personal accident – up to £5,000
• Medical expenses – up to £250
• Personal effects – up to £250
• Tools – up to £500 on any one claim

• Breakdown – available in four options for cars and goods carrying vehicles under 7.5 tonnes GVW
• Flexible commission – reduce to as low as 0% or increase to a maximum of 20%

Examples we target and are at our most competitive in include:

• Risks with up to six vehicles
• Risks consisting primarily of cars
• Risks with no drivers under 25 years of age or with serious convictions
• Businesses based outside of major urban areas
• Vehicles that can be restricted to named drivers or to drivers over 30 years of age

We can offer particularly good deals for:

• Named drivers

Risks we don’t write – or write only rarely as a small part of a wider portfolio – include:

• Young drivers aged 17 and 18 years old at NB
• Haulage and couriers
• Self-drive hire or motor trade
• ‘High fraud’ postcode areas – use the postcode checker on RSA online