Regional hull and machinery insurance

For UK-based businesses that own and operate commercial vessels, we offer attentive service and just the right cover.

Many vessels. Diverse businesses.

Our Hull and Machinery products are designed for a broad spectrum of businesses that own or operate commercial vessels.

We provide multiple cover solutions for a wide range of customers and vessels – from craft operating on inland and coastal waters of the UK to oceangoing hull trading internationally. All policies include physical loss to the vessel cover, and can include cover for liability to third parties on request.

Hull Solutions

Hull Solutions provides cover on an all-risks basis and is written in plain English. It’s an easy-to-understand alternative to traditional Hull and Machinery policies that refer to Institute Clauses.

Institute Time Clauses

A traditional Hull and Machinery product with cover based on the Institute Time Clauses, which can be customised to meet customer needs and requirements.

The RSA difference

Deep expertise

Our team has years of experience in marine insurance – covering everything from UK-based SME cargo to complex global operations.

Products designed for needs

We designed our marine insurance products to meet the specific demands of the industry – so you only ever get the cover you need.

Effective risk management

Helping businesses manage their risks lies at the heart of RSA: we work with businesses of all kinds to put them in the best possible position.

An expert claims service

A team of specialists

When things go wrong, you get a highly experienced team on the case, working to minimise disruption and get things back on track quickly.

A global network

Our marine claims adjusters work with a global network of claims agents and surveyors – so we can respond fast, wherever the claim is.

A strong partnership

We work closely with you and all parties involved, moving the claim to resolution as quickly as possible.

Downloads and documents

View and download fact sheets and more.