Business Interruption – FCA test case

For information about the outcome of the FCA’s test case into how insurance policies respond to business interruption claims as a result of Covid-19 please visit this page.

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Safer ships, safer business

We can help you identify areas of risk, reduce incidents and mitigate losses in your marine business. From the cargo to the ship, from warehouse to worker, our whole strategy helps your business be more resilient.

Key benefits

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Reduce costs

We’ll help you introduce cost effective solutions that drive better performance, and reduce losses.

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Improve safety

Use our risk consultancy to protect ships, crews, cargo – and to prevent environmental damages caused by maritime activities.

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Stay compliant

Keep abreast of the latest legislation, and improve your compliance across the board.

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Minimise disruption

Reduce potentially costly disruptions to business, as well as negative publicity and reputational damage arising from incidents.

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Get an expert view

We’ll review your current risk management systems including your operational procedures, recruitment and training, physical risks at storage locations, logistics and transport, security features, and incident management systems.


We’ll show you what’s working well, highlight opportunities for improvement, and identify any less obvious risks. Then we agree a risk improvement plan with you, for practical recommendations, guidance and support to protect your business and its operations.

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Then build business resilience

We’ll help you embed risk management into your day-to-day business practice by establishing a systematic way of managing your risks.


We can develop practical solutions for specific problem areas, provide early warning of emerging risks, and reduce your incident and collision potential to avoid unplanned, unexpected and uninsured costs.

Periscope: unrivalled capability for deeper insight

We go beyond the usual screening of maritime assets, which might look no further than classification methods based on flag and age.

Our proprietary risk model for ships, Periscope, uses data on the world’s entire maritime fleet – including construction, navigational and regulatory data – alongside RSA’s own marine exposure and claims data. We’re the only insurance company with this capability.

We use it to assess risks, and to help customers make better decisions about which ship, fleet or route to place their cargo.

A network of expertise

Our risk consultants are here to give you the insight, statistical analysis and industry solutions you need. We’re experts across the industry, and are active parts of industry bodies that include:


  • The RHA Security Forum - (Also a contributor to the CARTS guide – Cargo and Road Transport Security booklet)
  • TAPA (Transported Asset Protection Association) – Trained on all current standards and also a subject matter content expert to the Association
  • SCRIP (Supply Chain Risk Industry Partnership)
  • Attendance at other supply chain forums and conferences such as Secure Parking Groups, Multimodal, Microlise, Temperature Controlled Storage & Distribution etc.
  • CILT – Fellow of the Chartered Institute of Logistics & Transport

The best of RSA Risk Consulting

The knowledge to go further

You get expert risk evaluation and sophisticated in-depth analysis of the risks your sector faces. We’ll show you how these apply to your business, and how they could evolve over time. We work closely with you to understand the specifics of your company; it’s needs and plans and tailor our approach accordingly.

Partnerships that make a difference

We build long-term, beneficial relationship with our clients, working with you to manage risk in a flexible, cost-effective way. We’ll tell you what is working well already and help identify any risks you may not be aware of.

Solutions grounded in reality

We always work within your guidelines and relevant industry standards. Our recommendations are always easily digestible and practical – so they fit your current situation, plans, risk management culture and budget. We’ll then work with you to help you implement them.

Risk bulletins and articles

Get the latest guidance and information from our risk consultants.

Speak to our team

For more information, speak to our specialist risk consultant for your sector.

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See what makes our claims team one of the best in the industry.

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Multinational capabilities

Our extensive global network means we can insure businesses around the globe – with fast, efficient support when you need it.

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Our story

We’ve helped protect businesses from uncertainty for over 300 years. Read our story.

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Get the latest insight from our leading experts.

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