Environmental Impairment Liability

Who pays for historic pollution? If the original polluter can’t be found or has gone into liquidation, it’s the owner or occupier of the property who can become liable for clean-up. An Environmental Impairment Liability policy that covers historic pollution can take that worry away – and make sure things get cleaned up the way they should.

Research shows that the construction industry is responsible for almost a third of all industry-related pollution events in the UK. A comprehensive Contractors Pollution Liability policy is one of the best ways to protect against the environmental risks a business can face – from the inception of a project through to completion.

Property owners are generally not the original polluters and often benefit from contractual protection in leases. However, there are times where they can be held responsible for pollution damage caused by tenants who’ve gone into liquidation or disappeared.

In these cases, the landlord can be forced to pay. An Environmental Impairment Liability policy can offset that concern.

For the vast majority of businesses, a fire is one of their biggest fears and risks. However, the extinguishment of the fire could be the catalyst for a whole new and potentially more devastating set of problems – including clean-up, environmental remediation and off-site disposal costs.

Our Environmental Impairment Liability policy provides cover for all of this, plus a fast response and excellent claims handling when the pressure is on.